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Calculators

Calculators

Please try our wide variety of financial calculators. Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features that make our calculators stand out!

Mortgage Calculators

  • Mortgage Loan Calculator – Use this calculator to determine your monthly payment and amortization schedule.
  • Mortgage Payoff – Save thousands of dollars in interest by increasing your monthly mortgage payment.
  • Refinance Breakeven – Should you refinance your mortgage? Use this calculator to determine when you will breakeven.

Loan Calculators

  • Loan Comparison Calculator – Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.

Investment Calculators

  • Asset Allocation Calculator – Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.

Tax Calculators

  • Marginal Tax Rate Calculator – Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.

Personal Finance

  • Home Budget Analysis – Analyze your budget, see where your money goes and find out where you can improve!
  • Net Worth – This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

Insurance Calculators

  • Disability Insurance – Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
  • Life Insurance Calculator – Find out how much life insurance you really need!

All Financial Consultants at Pence Wealth Management are Registered Representatives with, and securities and Advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA & SIPC. Financial Planning offered through Pence Wealth Management, a Registered Investment Advisor and separate entity from LPL Financial. The LPL Financial representative associated with this website may only discuss and/or transact securities business with residents of the following states: Alaska (AK), Alabama (AL), Arkansas (AR), Arizona (AZ), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Kansas (KS), Kentucky (KY), Louisiana (LA), Massachusetts (MA), Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Nebraska (NE), Nevada (NV),

New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), Texas (TX), Utah (UT), Virginia (VA), Washington (WA), Wyoming (WY), Washington (DC)

Laila Marshall-Pence CA Insurance Lic# 0545421